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Save Thousands
of Dollars When Buying a Home
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FREE no obligation easy to understand report provides simple
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BEWARE!
13 Extra Buyer Costs You Need to Know About
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| This FREE
no obligation report let's you know about 13 extra buyer
expenses you need to know about before you start your home
search. |
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no obligation easy to understand report and DVD provides simple
ways to avoid 9 buyer traps that most buyers fail to navigate
before they happen.
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"6 Things You Must Know Before You Buy"
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Discover how to avoid these costly mistakes.
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Your
Realtor:
Virtual
Real Estate Store
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December
2000
America's Real
Estate Superstore
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Copyright
© 2000 Realty Times
All Rights Reserved.
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What
To Do When The
Lender Says No
You've
applied for the mortgage loan, but the lender says
you just don't qualify. Can anything be done? You
bet! Let's identify steps you can take to turn a
lender's no into a go toward your dream home.
First of all, don't
take the rejection personally. Even though this is
more easily said than done, it might be that the
lender is being overly restrictive in underwriting
guidelines, or prefers to make only certain types
of loans.
The lender's goal
is to lend money, but sometimes the
lender-borrower fit just doesn't work. Since both
parties have a
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certain
amount of time, energy and money wrapped
up in this relationship, analyze the
situation with the following questions:
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Retiring
Baby Boomers' Home Equity Under Valued
Here's
reason to give thanks: Home equity could provide some
savings-poor baby boomers with an unexpected soft landing
when they retire.
Studies that chide
spend-thrift baby boomers for squandering retirement
savings often overlook the generation's hefty stake in
home equity -- especially older boomers who are nearest
retirement.
Baby boomers aged 36 to 54
years old, were born from 1946 to 1964 and comprise a
large generation of American's born during the 18 years
following World War II.
In the past decade older
baby boomers and older home owners have seen their equity
increase 3.4 percent to 6.5 percent, according to A
"While Home Ownership Rises, Home Equity
Stagnates", a recent Consumer Federation of America
report that focused on equity losses among younger home
owners.
The figures are likely much
higher for older home owners in hot markets like
California where home values have more than doubled during
the same period.
The study said younger
boomers, those aged 54 and younger, suffered equity
declines from 7.1 to 13.8 percent,
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How
America Got Its First Christmas Tree
Christmas
trees now sparkle in millions of homes, but did you ever
wonder how the tradition began? No doubt there are several
stories regarding the start of this custom, and here's one
I'd like to pass along.
"It's now been more
than 150 years since Professor Charles Minnigerode
decorated Williamsburg's first Christmas tree," says
Robert C. Wilburn, president of the Colonial Williamsburg
Foundation.
"A German native, the
College of William and Mary professor brought the festive
tradition with him to the United States. When Nathaniel
Beverley Tucker invited Professor Minnigerode to celebrate
the holiday season at the St. George Tucker House, he
trimmed a tree with candles and fancy paper decoration as
a present for Tucker's children."
Beverley Randolph Tucker, a
descendant, says that "regular sized candles were cut
down and fastened on the tree, nuts were gilded , and
other ornaments made. Presents were probably not
distributed at this time, but there were songs, games, and
refreshments." (Tales of the Tuckers, 1942).
From that humble beginning
(and likely similar celebrations with other German
immigrants), evolved what is now an American tradition
observed in millions of homes.
As to the St. George Tucker
house, it was donated to Williamsburg in 1993 after more
than 200 years of family
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Counteroffers:
What Sellers Need to Know
You've
found a buyer and she's made an offer. But the offer is not quite
what you were looking for, so you make a counteroffer back to the
buyer. A good idea? Perhaps. But to be a strong, in-control
seller, it's imperative that you understand the good, the bad, and
the potentially ugly regarding counteroffers. Let's explore what a
counteroffer is, how it works, and how you can use it to best
advantage.
When counteroffers occur:
Counteroffers are replies to
original offers (as the name implies). Just like making a verbal
counter-point to another person's statement, the counteroffer is a
response to an original offer. For example, the buyer asks that
you leave the washer and the dryer with the house. You decline and
counter back to the buyer with the washer and dryer marked off of
the personal property section of the contract. You have made a
counteroffer.
Counteroffer snafu:
It sounds simple. But there's one
twist. A counter offer is an entirely new
Daily
News and Advice
Read about the events shaping the Real
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written by some of the top experts in Real Estate. Updated
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Your Home
Didn't Sell. Do You Know Why?
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didn't sell or your listing expired. It likely wasn't your home.
We can show you why with a FREE DVD and report, How to Sell a
Home That Did Not Sell.
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How to Get Your
Asking Price in a Buyer's Market
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FREE no obligation report and DVD showing you how to get your
asking price in a buyer's real estate market. |
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27-Keys to
Selling Your Home
Quickly and for Top Dollar
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FREE no obligation report and DVD explaining the 27-keys to
selling your home quickly and for top dollar.
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11 High Cost Inspection Traps You
Should Know Weeks Before Listing Your Home For Sale
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| To
help home sellers deal with this issue before their home is
listed, a free report entitled "11 Things You Need to Know to
Pass Your Home Inspection" has been compiled which explains the
issues involved. |
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