Daily Foreclosure and Distress Homes Report
 

Receive by e-mail a free daily report on foreclosures and distress sale homes in your area. 


Save Thousands of Dollars When Buying a Home
 

This FREE no obligation easy to understand report provides simple steps that will amaze you how easy it is to save thousands of dollars when buying a home. 


BEWARE!
13 Extra Buyer Costs You Need to Know About

 

This FREE no obligation report let's you know about 13 extra buyer expenses you need to know about before you start your home search.


9-Buyer Traps to Avoid
 

This FREE no obligation easy to understand report and DVD provides simple ways to avoid 9 buyer traps that most buyers fail to navigate before they happen. 


Buy a Home With No Money Down
 

"New Program" allows buyers to buy a home with NO down payment.


FREE Special Report
"6 Things You Must Know Before You Buy"

 

Discover how to avoid these costly mistakes. 


FREE Special Report "How To Stop Paying Rent and Own Your Own Home"
 

A new FREE Special Report entitled "How To Stop Paying Rent and Own Your Own Home" has already helped dozens of local renters get out from under their landlord's finger, and move into a wonderful home they can truly call their own. You can make this move too by discovering the important steps detailed in this FREE Special Report.


Questions Real Estate Agents Hate
 

10 questions you must ask when interviewing an agent.

 

Virtual Real Estate Store
 
February 2003 Virtual Realestate Store
Real
 

America's Real Estate Superstore
 

Copyright © 2002 Realty Times
All Rights Reserved.

 


 

 

New Federal Tax Rules Clarify Capital Gains Exclusions

 

  After nearly three years of uncertainty, the IRS has now delivered the answers to questions that have bedeviled home sellers, Realtors and professional tax advisers. In year-end regulations, the IRS clarified its rules on capital gains exclusions for profits on home sales.
      The largest category of people affected are those who sell their homes prior to the standard two-year holding period required for the maximum capital gains exclusions of $250,000 (single filers) and $500,000 (married, joint filers). The standard rules allow sellers to exclude up to those maximum amounts of sale profits provided they have owned and used their property as a principal residence for an aggregate two out of the


 

Mortgage Rates
U.S. averages as of January 31, 2003:

30 yr. fixed:   5.90%
15 yr. fixed:   5.28%
1 yr. adj:        3.89%

 


 

 


 


Get today's rates


 


 

 

Wondering What Your Home Is Worth?

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First-Time Homebuyers:

Tips For Surviving the Spring Frenzy

 

     If you've been waiting to get through the holidays and closer to warmer weather before beginning the search to buy your first home, you're not alone. The traditionally busy spring real estate season is just around the corner, meaning heavy competition looms. But there are things you can do as a potential homebuyer to get a head start.
      The number of home sales in 2002 shattered records with 5.56 million existing and 979,000 new homes sold throughout the country, according to National Association of Realtors chief economist David Lereah. Home sales this year are expected to dip slightly, but remain robust.
      So with that in mind, many indicators point to a strong sellers' market in parts of the country this spring, meaning the competition to buy may be fierce. It's already gaining momentum in some regions.
      There are some things you can do to improve your chances of landing in a home, including:

  • Get a copy of your credit report. Potential lenders will view your credit history - how much debt you've accrued,

  •  


    Moving in The Middle Of
    The School Year


     

         Going through the arduous process of buying a house may leave you with all the stress you can handle. But don't forget your kids. The thought of a new house usually brings pangs of anxiety as they think about being the "new kid" - especially if you're moving in the middle of the school year.
          Rest assured, yours isn't the only family to go through this experience. The U.S. Census Bureau says that some 43 million Americans moved during a one-year period tracked from March 1999 to March 2000. While some 56 percent of those families stayed within the same county, that doesn't always spare the kids from having to move to a new school.
          And with the real estate market continuing to stay steady into the first months of 2003, there are guaranteed to be many more "new kids" roaming the halls of schools across the country in search of their new class assignments.
          The confusion and disorder associated with moving, packing, home inspections, taking care of all the final paperwork, and closing up your household is likely to produce a range of emotions for you and your kids.
          A lot of how well your child will adjust, experts say, depends on his or her personality and developmental age.
          "Some children are naturally outgoing and will be able to make friends immediately while some other children may take months," said Lesia



     


    What's New in Household Gadgets?

     

         What household gadgets will we be buying this year? For starters, bathroom scales that record and recall your weight history, a smart slow cooker that features 200 programmed recipes, and a beverage cooler that can chill a bottle of wine in six minutes.
          Those and hundreds of other new products for the home were showcased at the recent International Housewares Show. Retailers perused the new goods and heard from consumer trend experts as they did their best to gauge what we, the consumers, will buy for our households in 2003.
          Americans appear to want to have it both ways when it comes to the way we live our lives in 2003, experts said. We want to eat healthy, but crave unhealthy indulgences. Some of us say we love to cook yet we sometimes view cooking as a chore. And casual entertaining remains popular, but formal dining is on the rise.
     




     


     

    Daily News and Advice

    Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
     


     



     

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    January Round-Up: Sales Soar, Rates Fall, Pipes Burst
     

     
    Seven Warning Signs Of a Bad Loan
     

     
    Preventive Maintenance Delays Repair-Vs-Replace Decision
     
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    How to Get the Best Mortgage Interest Rate and Terms
     
    Should you List Your Home For Sale with a Friend?
     
    Should You Use More Than One Agent to Locate a Home?

     
    Hot Design Trends for 2003

    Free Online Home Valuation

     

    Receive a free no obligation home valuation.


    Your Home Didn't Sell. Do You Know Why?
     

    Your home didn't sell or your listing expired. It likely wasn't your home. We can show you why with a FREE DVD and report, How to Sell a Home That Did Not Sell. 


    How to Get Your Asking Price in a Buyer's Market
     

    Receive a FREE no obligation report and DVD showing you how to get your asking price in a buyer's real estate market.


    27-Keys to Selling Your Home
     Quickly and for Top Dollar
     

    Receive a FREE no obligation report and DVD explaining the 27-keys to selling your home quickly and for top dollar.


    Sell Your Home For $ 27,584 More
     

    Learn how you can sell your home for more money in less time with our Team


    11 High Cost Inspection Traps You Should Know Weeks Before Listing Your Home For Sale
     

    To help home sellers deal with this issue before their home is listed, a free report entitled "11 Things You Need to Know to Pass Your Home Inspection" has been compiled which explains the issues involved.


    FREE Special Report - "The 9 Step System to Get Your Home Sold Fast and For Top Dollar"
     

    This report clearly identifies potential trouble-spots, and lays out an easy-to-follow step-by-step system to help you get the most money for your home


    Divorce: What to Do About the House
     

    Mistakes to Avoid When Selling Your Home as a Result of a Divorce.

     

     

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