Daily Foreclosure and Distress Homes Report
 

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Save Thousands of Dollars When Buying a Home
 

This FREE no obligation easy to understand report provides simple steps that will amaze you how easy it is to save thousands of dollars when buying a home. 


BEWARE!
13 Extra Buyer Costs You Need to Know About

 

This FREE no obligation report let's you know about 13 extra buyer expenses you need to know about before you start your home search.


9-Buyer Traps to Avoid
 

This FREE no obligation easy to understand report and DVD provides simple ways to avoid 9 buyer traps that most buyers fail to navigate before they happen. 


Buy a Home With No Money Down
 

"New Program" allows buyers to buy a home with NO down payment.


FREE Special Report
"6 Things You Must Know Before You Buy"

 

Discover how to avoid these costly mistakes. 


FREE Special Report "How To Stop Paying Rent and Own Your Own Home"
 

A new FREE Special Report entitled "How To Stop Paying Rent and Own Your Own Home" has already helped dozens of local renters get out from under their landlord's finger, and move into a wonderful home they can truly call their own. You can make this move too by discovering the important steps detailed in this FREE Special Report.


Questions Real Estate Agents Hate
 

10 questions you must ask when interviewing an agent.

 


 
Alpha Team Realty
 

 
David Gibbard
 
February 2008
Real
 
The Power of Team Work. Guaranteed Results
 
Copyright © 2008 Realty Times
All Rights Reserved.


 

 
Home Selling Tips For
Spring Buyer's Market


 
  If you're planning to put your home on the market in time for spring, now's the time to get it ready to show.
      But wait, it's still a buyer's market. What can you do to catch the buyer's eye and get them to make an offer?
      It's going to take more than a fresh coat of paint and a new welcome mat. A buyer's market raises the stakes, and you'll find you need to do a lot more work on your home than you think, if you want to get the highest price possible.
      You've heard that you should clean, paint and repair, but that may not be enough. If your home is cluttered and in disrepair, buyers won't pay top dollar.    Knowing how buyers reason should help you pick which updates are most likely to help you sell your home.
      Let's take the most basic selling suggestions and explore why these are such important mantras.
 

 


 
Mortgage Rates
U.S. averages as of January 31, 2008:

30 yr. fixed:   5.68%
15 yr. fixed:   5.17%
1 yr. adj:        5.05%

 

 
 

 

View current rates


 

 

 

Metro Atlanta Report:
A GREAT Time to Buy

This will not be an encouraging year-end report. October & December produced signs of market stabilization, but December returned to a lot of downward trends.


 

 

Average Selling Price

Average Sale to Listing Price

Average Days on the Market

David Gibbard

$309,663*

99.51%*

34.5 Days*

Top 6 Agents (average)

$282,079

96.54%

77.9 Days

Difference

$27,584

2.97%

43.4 Days

Well Know TV & Radio Ad Agent (applying for a job to be your realtor)

$264,373

99.19%

106.6 Days

* Not one of the top 6 agents out performed David Gibbard’s s


 
Wondering What Your Home Is Worth?

Let us show you.
 

 




Are You Leaving a Tax Deduction on the Table?

 
     If you refinanced your home recently, you're not alone. According to Plunkett Research, approximately $1.1 trillion dollars in mortgage loans was refinanced in the United States in 2006. But did you remember to take an increased mortgage interest deduction on your tax return if you were entitled to one?
      Here's how it works. You are allowed to take a deduction on your personal tax return for mortgage interest you pay on a loan that is secured by either your principal residence or a second home, up to one million dollars in acquisition indebtedness. That means mortgages, lines of credit and home equity loans all qualify, as long as they are secured by your home, and you are the primary borrower, and legally obligated to repay that loan.
      What you call your first and second homes can be pretty open to interpretation. Pretty much anything will qualify if it has sleeping, cooking and toilet facilities.


 


Five Reasons Houses
Beat Stocks


 
     Despite what Wall Street wants you to believe, owning a home isn't the same kind of investment as stocks or bonds. What you get is a USE asset that depreciates over time, while it grows in market value. All you have to do is keep the home in good repair to max out your take.
      Here are five reasons why you get more for your money with a house than a worthless sock puppet.
Leverage: with stocks, you put in all your money for a little piece of a company. With a house, you put in a little money to get all of the house.
Tax benefits: Uncle Sam knows that owning a home is a pain in the neck, that's why you get subsidies. These are basically government bribes to get you to buy. What other investment can you put in 5 percent of the cost of the asset, reap all the appreciation and pay no capital gains? That's right: live in your home two years, rent it for three, sell it, and pay no tax on capital gains up to 250,000 for singles, $500,000 for married couples. And you're worried about paying too much?
      And that's not all - think about the benefits of fixed-rate mortgages, property tax write-offs, interest rate deductions, depreciation. Is this a great country or what?


 

 
Sell Your Home for FREE

Sell Your Home on the Multiple Listing Service (FMLS) and Realtor.com for FREE!! Home Buyers Receive up to 1.5% of the Sale Price of the Home You Buy Cash-Back at Closing.
 

 



 
New Monthly Feature: Forsyth County, North Fulton and West Gwinnett Real Estate Report
 
     Single family homes in Forsyth County saw the annual average sale price drop 8% from $357,692 in December 2006 to $330,448, in December 2007, which more than double the rest of the metro Atlanta area, which decreased by 3.5% from December 2006 to December 2007. Average home values in North Fulton dropped from $399,229 in December 2006 to $389,661 in December 2007 a 2% decrease. West Gwinnett matched Forsyth County with average annual home value’s decreasing 8%, from $329,444 in December 2006 to $304,544 in December 2007. Actual home sales in Forsyth County dropped 37% compared to December 2006, which matches the 37% reduction in metro Atlanta real estate sales. North Fulton home sales dropped 40% while West Gwinnett home sales dropped 34% over the same time last year.
     In Forsyth County new home inventory rose slightly from last month of 9.6 months of new home inventory to this month of 9.7 months of new home inventory. The average selling time also rose from of 132 days to 149 days. Resale home inventory in Forsyth County remained the same at 9.6 months of resale home inventory. The average selling time came down slightly from 69.6 days last month compared to 69.0 days this month. North Fulton new home inventory increased from 20.5 months of new home inventory last month to 20.55 months of new home inventory this month, with an average selling time changing from 184 days to 166.5 days. Resale homes inventory in North Fulton remained the rose from 7.05 months of resale home inventory to 8.9 months. Resale home average selling time rose from 60 days to 61 days.
     If you would like to receive and in-depth analysis of the Forsyth County, North Fulton and West Gwinnett real estate market, including an analysis by price range (the numbers vary significantly based on price range) call our pre-recorded toll free order hotline at 877-411-9264 ID # 1625 or you can order it only line at www.ATLMLSdata.com.



 

 
Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
 

 


 
More Articles

 

 
January Roundup: Rates Are Still Well Below Historical Average
 

 
Provide An Honest, Complete Mortgage Application
 

 
Digital TV (DTV) One Year Away

 
Six Signs It's Time For Home
Buyers To Buy


 

 
David Gibbard, The Power of Team Work. Guaranteed Results
E-mail: gibbard@alphateamrealty.com
Web: http://www.alphateamrealty.com
770-886-3808

 
Alpha Team Realty, Inc.
770-886-3808
981 Old Alpharetta Road
Alpharetta GA 30005
 


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Your Home Didn't Sell. Do You Know Why?
 

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How to Get Your Asking Price in a Buyer's Market
 

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27-Keys to Selling Your Home
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Sell Your Home For $ 27,584 More
 

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11 High Cost Inspection Traps You Should Know Weeks Before Listing Your Home For Sale
 

To help home sellers deal with this issue before their home is listed, a free report entitled "11 Things You Need to Know to Pass Your Home Inspection" has been compiled which explains the issues involved.


FREE Special Report - "The 9 Step System to Get Your Home Sold Fast and For Top Dollar"
 

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Divorce: What to Do About the House
 

Mistakes to Avoid When Selling Your Home as a Result of a Divorce.

 

 

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Serving the northside of metro Atlanta, Georgia area

The information provided is by Alpha Team Realty, Inc. is deemed reliable, but is not guaranteed and is subject to change without notice. Alpha Team Realty, Inc. and business partners are not responsible for misinformation, misprints, typographical errors, etc. herein contained. There is no implied or expressed fiduciary, agency or agent relation between Alpha Team Realty, Inc. and any user of Alpha Team Realty's.  services or any services provided through the use of this web site, unless specifically contracted in writing. Alpha Team Realty, Inc. is a Georgia licensed real estate broker license number H-37835, Qualifying Broker David Gibbard.

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