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Daily Foreclosure and Distress
Homes Report
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Receive by e-mail a free daily report on
foreclosures and distress sale homes in your area.
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Save Thousands
of Dollars When Buying a Home
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| This
FREE no obligation easy to understand report provides simple
steps that will amaze you how easy it is to save thousands of
dollars when buying a home.
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BEWARE!
13 Extra Buyer Costs You Need to Know About
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| This FREE
no obligation report let's you know about 13 extra buyer
expenses you need to know about before you start your home
search. |
| This FREE
no obligation easy to understand report and DVD provides simple
ways to avoid 9 buyer traps that most buyers fail to navigate
before they happen.
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Buy a Home With No Money Down
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| "New
Program" allows buyers to buy a home with NO down payment. |
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FREE Special Report
"6 Things You Must Know Before You Buy"
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Discover how to avoid these costly mistakes.
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FREE Special Report "How To Stop
Paying Rent and Own Your Own Home"
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| A new
FREE Special Report entitled "How To Stop Paying Rent and Own
Your Own Home" has already helped dozens of local renters get
out from under their landlord's finger, and move into a
wonderful home they can truly call their own. You can make this
move too by discovering the important steps detailed in this
FREE Special Report. |
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Questions Real Estate Agents Hate
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| 10 questions
you must
ask when interviewing an agent. |
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Your
Realtor:
Virtual
Real Estate Store
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July
2001
America's
Real Estate Superstore
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Copyright
© 2001 Realty Times
All Rights Reserved.
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How
To Succeed With
Counter-Offers
You're
a serious buyer. You've made an offer, the
seller said "no," so now you make
a counter-offer.
All at once
it happens -- the seller accepts an offer
from someone else.
Your first
question: How is this possible?
Your second
question: What could have been done
differently to produce a better result?
To answer
these questions, let's review the bargaining
process. The seller is under no obligation
to accept a counter-offer. An
"offer" is an "offer"
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--
it's not a "contract."
Owners are free to look at -- and
accept -- other offers. Why? Because
a "counter-offer" is
really a new offer. Even though the
buyer and
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Multi-Layered
Loans Offer
PMI Alternative
If
you want to buy a home, have little down and want to
avoid private mortgage insurance, you might want to
look at the multi-layered financing options which
have become increasingly available.
With these programs,
there's a first loan equal to 80 percent of the
purchase price, and a second loan for 10 or 15
percent of the remaining costs. The remaining money,
10 percent or 5 percent, is the buyer's down
payment.
Described as
"80/10/10" and "80/15/5"
financing, buying with multiple loans allows
purchasers to avoid the up-front costs and monthly
expenses associated with private mortgage insurance
(PMI).
Statistics show that
buyers who purchase with less than 20 percent down
have a higher risk of default than those who
purchase with a downpayment of 20 percent or more.
If you buy with less than 20 percent down, lenders
will generally require that you purchase with PMI
when
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Vacation
Checklist: What To Do When Your Home's Alone
You're
finally taking the household on a well-deserved
vacation. You've arranged to board the dog, and Aunt
Martha will babysit the bird.
There's one more
precaution to take---safeguarding your home.
Fortunately, many of the steps required (absent
installing an alarm system) only require elbow
grease and a bit of forethought before you hit the
road.
Here's a suggested
checklist to follow:
1. Stop mail and
newspaper delivery. Nothing screams "no one is
home" louder than a stack of newspapers on the
front porch. If there's a likelihood that packages
could arrive while you're away, notify delivery
services like UPS, Fed Ex, to hold them so that your
front door won't be marked with delivery slips. And,
under no circumstance, post "take all
deliveries to our next-door neighbor" on your
door!
2. If shrubs, trees
or bushes block the view of any windows or doors,
trim them back. Homes that are set back a distance
from the street and/or have heavy, concealing
foliage are more likely to be a burglar's welcome
target.
3. Don't let your
answering machine tell the world you're gone. A
generic message like "we can't come to the
phone right now" sends fewer adverse signals
than "we're not home" or "we're
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An
Owners Guide To
Condo Insurance
While
condominium associations have their own special insurance
coverages, equally important is the kind of insurance
carried by the owners. Condominium Unit Owners Insurance is
available to condo owners who reside in an association that
purchases blanket coverage on the structures. There are
several key forms of coverages:
- Building Property: This covers the unit features that
are an owner's responsibility to maintain and insure
including finishes (wallpaper, flooring), fixtures
(lighting, cabinets), unit alterations and additions.
- Personal Property: Covers items like clothing and
furniture. Make sure to buy replacement cost insurance,
not just coverage on a depreciated basis.
- Inflation: This automatically increases the amount of
coverage by an inflation index.
- Loss of Use: This coverage pays certain expenses if a
condo is damaged and uninhabitable.
Daily
News and Advice
Read about the events shaping the
Real Estate market today, find current interest
rates, or browse the extensive library of advice
and how-to articles written by some of the top
experts in Real Estate. Updated each weekday.
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Free Online Home
Valuation
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free no obligation home valuation. |
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Your Home
Didn't Sell. Do You Know Why?
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| Your home
didn't sell or your listing expired. It likely wasn't your home.
We can show you why with a FREE DVD and report, How to Sell a
Home That Did Not Sell.
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How to Get Your
Asking Price in a Buyer's Market
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FREE no obligation report and DVD showing you how to get your
asking price in a buyer's real estate market. |
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27-Keys to
Selling Your Home
Quickly and for Top Dollar
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| Receive a
FREE no obligation report and DVD explaining the 27-keys to
selling your home quickly and for top dollar.
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Sell Your Home For
$ 27,584
More
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how you can sell your home for more money in less time with our
Team |
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11 High Cost Inspection Traps You
Should Know Weeks Before Listing Your Home For Sale
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| To
help home sellers deal with this issue before their home is
listed, a free report entitled "11 Things You Need to Know to
Pass Your Home Inspection" has been compiled which explains the
issues involved. |
| This report
clearly identifies potential trouble-spots, and lays out an
easy-to-follow step-by-step system to help you get the most
money for your home |
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Mistakes to Avoid When Selling Your Home as a Result of a
Divorce. |
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