Save Thousands of Dollars When Buying a Home
 

This FREE no obligation easy to understand report provides simple steps that will amaze you how easy it is to save thousands of dollars when buying a home. 


BEWARE!
13 Extra Buyer Costs You Need to Know About

 

This FREE no obligation report let's you know about 13 extra buyer expenses you need to know about before you start your home search.


9-Buyer Traps to Avoid
 

This FREE no obligation easy to understand report and DVD provides simple ways to avoid 9 buyer traps that most buyers fail to navigate before they happen. 


FREE Special Report
"6 Things You Must Know Before You Buy"

 

Discover how to avoid these costly mistakes. 


FREE Special Report - "The 9 Step System to Get Your Home Sold Fast and For Top Dollar"
 

This report clearly identifies potential trouble-spots, and lays out an easy-to-follow step-by-step system to help you get the most money for your home

 
Alpha Team Realty
 

 
David Gibbard
 
July 2007
Real
 
The Power of Team Work. Guaranteed Results
 
Copyright © 2007 Realty Times
All Rights Reserved.


 

 

 
When Should Homebuyers Jump In?

 
  Investors who time any market hope to buy at the nadir and sell at the zenith, but homebuyers have a trickier time knowing when to sit on the sidelines and when to jump in. The reason? There are several.
      Buying a home is one of the largest financial investments a homebuyer will make. Transaction costs are expensive enough that homeowners remain in their homes approximately six years before trading up or down. As the recent buyer's market shows, homes aren't liquid, and may not find buyers at the price and in the time frame that sellers prefer.
       On the other hand, homeownership provides significant benefits including property rights, tax benefits and other government subsidies including support for a mortgage lending market, quality of
 
 
 

 
Our "PERFORMANCE" Guarantee

 Home Buyers Receive 1% of the Sale Price Cash-Back at Closing.
 
 

 
Mortgage Rates
U.S. averages as of June 28, 2007:

30 yr. fixed:   6.67%
15 yr. fixed:   6.34%
1 yr. adj:        5.65%

 

 
 

 

View current rates


 

 

 

     


Metro Atlanta's Real Estate Update for May 2007
 

Sales and Closings Down, Expired and Withdrawn Listings Up for 3rd Consecutive Month

       A lot of records were broken in May. However, most were negative and there is a good chance they will be broken again and soon


 

 
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What Your Homeowners Insurance Does, Doesn't Cover

 
     A standard homeowners insurance policy doesn't cover what you think it does -- not flood or earthquake damage, not stolen or damaged vehicles on your property, not a break in the water service or sewage line and not termites moving in nor pets stolen away.
      Many homeowners are under the mistaken impression that a standard homeowners policy provides more insurance protection than it does and that could mean large unexpected out of pocket expenses -- when you can least afford them.
      The National Association of Insurance Commissioners (NAIC), an organization of state insurance regulators, found that 33 percent of U.S. heads of household still hold the false belief that flood damage is covered by a standard homeowners policy -- despite extensive post-Hurricane Katrina news coverage of scores of homeowners with claims turned down because they didn't have the required flood insurance from the National Flood Insurance Program.


 


Avoiding 7 Costly Mistakes
of Selling Your Home


 
     There are inappropriate steps sellers can take when it comes time to put their house on the market.
      For instance, the seller in Virginia, who thought the half bath the builder had located at the front of the house would really be better situated toward the back of the main level (though all the other similar models had the powder room in the same place for the previous 20 years). He got hung up on this detail so much, that he just had to move it -- and did -- for thousands of dollars, just so he could get it on the market the "right way." His hang-up may have settled some deep-seated emotional need for him, but it didn't draw any more buyers, and it drained his bottom line. You might say, that was a costly mistake.
      Real estate broker and author Sid Davis has identified in his book, "A Survival Guide to Selling a Home," seven costly mistakes that many sellers make when it comes time to put their home on the market. In my business, I've seen each one of these mistakes played out and it just makes me shake my head as to why sellers forge ahead with unwise strategies, instead of listening to the voice of an experienced professional.
      Mistake 1: Putting the home on the market before it's ready. Most times this happens because the seller gets impatient or is a procrastinator and has


 

 
Our "PERFORMANCE" Guarantee

Your Home "SOLD AND CLOSED" in 120-Days or I Will Buy It.

 



 

Feds Say Current Disclosures Muddy Mortgage Morass

 
     It's not that too much or too little is disclosed about home loans.
      It's that the disclosures themselves need a disclosure form alerting consumers to the fact they are old, outdated and not very revealing.
      That irony recently appeared on the front lines of the war against predatory lending when the Federal Trade Commission released a report, "Improving Consumer Mortgage Disclosures -- An Empirical Assessment of Current and Prototype Disclosure Forms".
      In plain language, the report says today's outdated mortgage disclosure forms fail to convey key mortgage costs and terms to most consumers.
      "Mortgage disclosures designed more than 30 years ago can be confusing even for simple loans, and they do not address the variety and complexity of today's mortgage products," according
 



 

 
Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
 

 


 
More Articles

 

 
June Roundup: Rates Fall For Second Consecutive Week
 

 
Secrets About Buying A Second Home
 

 
Protect Your Interests When Buying a Home

 
Is Credit Card Debt Keeping You Locked Out of Homeownership?


 

 
David Gibbard, The Power of Team Work. Guaranteed Results
E-mail: gibbard@alphateamrealty.com
Web: http://www.alphateamrealty.com
770-886-3808

 
Alpha Team Realty, Inc.
770-886-3808
981 Old Alpharetta Road
Alpharetta GA 30005
 


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Your Home Didn't Sell. Do You Know Why?
 

Your home didn't sell or your listing expired. It likely wasn't your home. We can show you why with a FREE DVD and report, How to Sell a Home That Did Not Sell. 


How to Get Your Asking Price in a Buyer's Market
 

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27-Keys to Selling Your Home
 Quickly and for Top Dollar
 

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11 High Cost Inspection Traps You Should Know Weeks Before Listing Your Home For Sale
 

To help home sellers deal with this issue before their home is listed, a free report entitled "11 Things You Need to Know to Pass Your Home Inspection" has been compiled which explains the issues involved.

 

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Serving the northside of metro Atlanta, Georgia area

The information provided is by Alpha Team Realty, Inc. is deemed reliable, but is not guaranteed and is subject to change without notice. Alpha Team Realty, Inc. and business partners are not responsible for misinformation, misprints, typographical errors, etc. herein contained. There is no implied or expressed fiduciary, agency or agent relation between Alpha Team Realty, Inc. and any user of Alpha Team Realty's.  services or any services provided through the use of this web site, unless specifically contracted in writing. Alpha Team Realty, Inc. is a Georgia licensed real estate broker license number H-37835, Qualifying Broker David Gibbard.

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