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Copyright © 1998, 1999, 2000, 2001, 2002, 2003, 2004, 2005,
2006, 2007, 2008, 2009. All rights reserved.
Serving the northside of metro Atlanta, Georgia area
The information
provided is by Alpha Team Realty, Inc. is deemed reliable, but
is not guaranteed and is subject to change without notice. Alpha
Team Realty, Inc. and business partners are not responsible for
misinformation, misprints, typographical errors, etc. herein
contained. There is no implied or expressed fiduciary, agency or
agent relation between Alpha Team Realty, Inc. and any user of
Alpha Team Realty's. services or any services provided
through the use of this web site, unless specifically contracted
in writing. Alpha Team Realty, Inc. is a Georgia licensed real
estate broker license number H-37835, Qualifying Broker David
Gibbard.
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March
2001 
Rates
are low again. Should you refinance your mortgage?
But what about the sacred "rules of
thumb." Aren't you supposed to wait until
rates get at least 2 percent below your current
rate? Or wait two years? Or perhaps you're
supposed to recover your closing costs in two
years?
A
major remodeling project -- something that can involve a
lot of time, money, and inconvenience -- is a big deal.
Little wonder that homeowners are often scared, sometimes
emotional, and in a few cases even irrational.
It's
an enviable position in which to find oneself, but it
happens. You're approaching the end of your home search,
and you're torn between two or more homes. The major
deciding factors -- asking price, quality of the
neighborhood, quality of school district and commute time
to your office as well as your spouse's -- are relatively
equal, so those won't help you favor one home over
another. What to do now? The decision could drive you
batty. If you lean toward one home, you'll be looking over
your shoulder longingly at the other home. All of those
"What ifs?" questions will run through your
mind. Maybe the carpeting in the other house would have
been more versatile. Maybe the layout of the other home
would have been more agreeable both for your furniture and
for your family's lifestyle.
Fair
market value. You hear the expression all the time. But what is
"fair market value" and how is this number determined?