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Save Thousands
of Dollars When Buying a Home
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This
FREE no obligation easy to understand report provides simple
steps that will amaze you how easy it is to save thousands of
dollars when buying a home.
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BEWARE!
13 Extra Buyer Costs You Need to Know About
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This FREE
no obligation report let's you know about 13 extra buyer
expenses you need to know about before you start your home
search. |
This FREE
no obligation easy to understand report and DVD provides simple
ways to avoid 9 buyer traps that most buyers fail to navigate
before they happen.
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FREE Special Report
"6 Things You Must Know Before You Buy"
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Discover how to avoid these costly mistakes.
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This report clearly
identifies potential trouble-spots, and lays out an easy-to-follow
step-by-step system to help you get the most money for your home |
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Tips for Reducing
Your Homeowners Insurance Costs

With
the cost of insuring homes on the rise in recent years, now
is a good time to examine your policy and look for ways to
save money.
The price tag of insuring homes across the United
States rose 6 percent in 2001; a similar increase is
expected this year, according to the Insurance Information
Institute (III), a non-profit organization supported by the
property and casualty insurance business.
III attributes the increases to the mounting number of
catastrophes, the high cost of home repairs, and the
emergence of mold claims.
In addition to
major catastrophes like Hurricane Andrew and the Northridge
earthquake, hundreds of smaller disasters stemming from
tropical storms, tornados, wildfires, hail, ice and snow are

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Mortgage Rates

U.S. averages as of February 28, 2002:

30 yr. fixed: 6.80%
15 yr. fixed: 6.28%
1 yr. adj: 4.94%



Get today's rates


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Selling Your Home?
Focus on the Kitchen

If
you're selling your home, your best chance at cooking up a sale
is in the kitchen.
For today's home buyer, the kitchen is typically the most
important room in the house -- an area where form and function
are equally important. Buyers view kitchens as an area that has
many functions -- preparing dinner, sharing meals, sorting mail,
paying bills, and generally hanging out.
In fact, a recent survey by SieMatic Corp. revealed that
85 percent of respondents said the condition of a home's kitchen
is a major consideration when making a purchasing decision.
A major kitchen overhaul probably doesn't make sense when
you're ready to sell. But you'll want to do all you can to make
your kitchen look its best. Some things you can do to make your
kitchen shine include:
Think paint. Slapping on a fresh coat of paint is an easy,
inexpensive way to brighten and revive any room.

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Great Reasons to
Invest in Real Estate

According
to recent statistics published by the U.S. Census Bureau, 75% of
multifamily investors are over the age of 45. Over half of these
(51.6%) own less than five units, and they earned approximately
31% of their income from ownership of rental properties.
These statistics may surprise you, but some logical
reasons explain these numbers. Most real estate investors come
to the market later in life because they are concerned about
their retirement and are at their highest potential earning
power, or some have inherited money or real estate; the U.S.
Census Bureau reports that 48% have inherited a home.
There are four major reasons that an investor might choose
real estate for investment.
1. Cash flow: Yes, it is still possible in some
parts of the country to have a cash flow return. In other words
after all expenses have been covered: mortgage, vacancy factor,
repairs, property management etc., there still can be some money
left on the table. Most banks will not lend money to buy a
property if there is no hope of a cash flow.
2. Appreciation: As a result of our growing
population - a net gain of one


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Keeping Track of Basis
Takes Years of Receipts

Some
of the least exciting things about real estate are the items which
will save you lots of money in the end. The area where you will end
up losing the most money is in the tax arena, where Uncle Sam gives
few deductions and likes to take as many bucks as possible.
Fortunately, one of the best deductions available for most tax
payers is their home - if they have a mortgage. The interest
payments and property taxes are deductible. And when it comes time
to sell the property, then the Great Tax Collector lets you exclude
hundreds of thousands of dollars from the proceeds of the sale to
reduce your gain, so that you'll not pay as many taxes.
For single homeowners, the exclusion is $250,000; married
couples filing jointly can walk away with





Daily News and Advice

Read about the events shaping the Real Estate
market today, find current interest rates, or browse the
extensive library of advice and how-to articles written by some
of the top experts in Real Estate. Updated each weekday.

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Free Online Home
Valuation
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Receive a
free no obligation home valuation. |
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Your Home
Didn't Sell. Do You Know Why?
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Your home
didn't sell or your listing expired. It likely wasn't your home.
We can show you why with a FREE DVD and report, How to Sell a
Home That Did Not Sell.
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How to Get Your
Asking Price in a Buyer's Market
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Receive a
FREE no obligation report and DVD showing you how to get your
asking price in a buyer's real estate market. |
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27-Keys to
Selling Your Home
Quickly and for Top Dollar
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Receive a
FREE no obligation report and DVD explaining the 27-keys to
selling your home quickly and for top dollar.
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11 High Cost Inspection Traps You
Should Know Weeks Before Listing Your Home For Sale
|
To
help home sellers deal with this issue before their home is
listed, a free report entitled "11 Things You Need to Know to
Pass Your Home Inspection" has been compiled which explains the
issues involved. |
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