Daily Foreclosure and Distress Homes Report
 

Receive by e-mail a free daily report on foreclosures and distress sale homes in your area. 


Save Thousands of Dollars When Buying a Home
 

This FREE no obligation easy to understand report provides simple steps that will amaze you how easy it is to save thousands of dollars when buying a home. 


BEWARE!
13 Extra Buyer Costs You Need to Know About

 

This FREE no obligation report let's you know about 13 extra buyer expenses you need to know about before you start your home search.


9-Buyer Traps to Avoid
 

This FREE no obligation easy to understand report and DVD provides simple ways to avoid 9 buyer traps that most buyers fail to navigate before they happen. 


Buy a Home With No Money Down
 

"New Program" allows buyers to buy a home with NO down payment.


FREE Special Report
"6 Things You Must Know Before You Buy"

 

Discover how to avoid these costly mistakes. 


FREE Special Report "How To Stop Paying Rent and Own Your Own Home"
 

A new FREE Special Report entitled "How To Stop Paying Rent and Own Your Own Home" has already helped dozens of local renters get out from under their landlord's finger, and move into a wonderful home they can truly call their own. You can make this move too by discovering the important steps detailed in this FREE Special Report.


Questions Real Estate Agents Hate
 

10 questions you must ask when interviewing an agent.

 

Your Realtor:
Virtual Real Estate Store
 
October 2001 Virtual Realestate Store
Real
 

America's Real Estate Superstore
 

Copyright © 2001 Realty Times
All Rights Reserved.

 


 

 

 

How To Re-Finance With An Eye Toward Future Rates

 

  Just when you thought it was safe to go on about your business and stop paying attention to mortgage rates, rates drop. Again.
      In fact, current levels show we haven't been near these rates since a brief period late last January and early February. And for those of you who waited, and waited and waited for rates to drop again, well, this might just be the time.
      But how do you pick the right interest rate? There's no perfect answer, but by comparing interest rates to the required discount points and origination fees it becomes a little easier to decide which combination of points and fees are right for you.
      Personally, I've never been a big fan of paying points or origination fees during a refinance, or for any loan for that matter. Especially in this recent cycle.
 


 

Mortgage Rates


 

 

U.S. averages as of September 27, 2001:

 

30 yr. fixed:   6.72%
15 yr. fixed:   6.23%
1 yr. adj:        5.45%

 

 

 


 


Get today's rates


 


 

 


 


 


 

 

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Getting the Most From Your Home Inspection


     With thoughts of how you're going to arrange the furniture in your new home, whether you'll make the deadline for registering the kids for their new school and how you'll find a mover on short notice, the home inspection process sometimes takes a back seat. But it shouldn't.
      A home inspection is perhaps the most important chapter in the home-buying saga. You've seen the beautiful tile floors, the new carpet and the freshly painted walls, but do you know what lurks in the bowels of the heating system, what lies in the crevices of the roof, and if anything -- other than water -- can be found in the interior plumbing?
      You should -- you're about to plop down a huge down payment and commit to a 15- or 30-year mortgage. A home's condition is important to you.
      Some 77 percent of all home sales in the United States last year involved a home inspection, according to a study by the American Society of Home



 


Charitable Contributions

 

     Americans have a well-deserved reputation as a generous people. We support thousands of charitable organizations, and when disaster strikes, as it did on Sept. 11, 2001, our willingness to help others in need shines through.
      To encourage philanthropy - and perhaps to say 'thank you' for the support Americans give year-round - Congress passed laws to allow tax deductions for charitable contributions. In fact, you can take deductions on up to half of your adjusted gross income. But as with all 'gifts' from the Internal Revenue Service, this one has a raft of rules and regulations to go with it. Here are some things you need to know about making charitable contributions:
      You can only deduct contributions to qualified organizations. The Better Business Bureau points out that "tax-exempt" and "tax-deductible" isn't the same thing. An organization can be exempt from paying income taxes, but not meet the requirements for a charity. You can find out an organization's tax-exempt status by:
      Asking a representative of the group for a copy of its "Letter of Determination" from the IRS. That's the formal notification that its tax status has been approved. Calling your local office of the
 



 


How To Make Your
Home Safer


 

     You've probably seen them sprouting on lawns or popping up on windows in many new neighborhoods -- signs for home security system. Companies such as ADT, Brinks, and a host of other national and local companies sell alarm systems to protect homes and the individuals inside. Many builders are now working with security companies to hard-wire alarm systems into new homes right from the start.
      The National Crime Prevention Council says alarms can be a good investment, but police caution that alarms are only good once someone has already invaded your property. While the security alert signs themselves can help deter criminals, there are many other steps you can take to decrease the chances of becoming a victim.
      Whether your house is old or new, one of the most obvious pieces of advice is to check your locks. The NCPC says
 




 


 

Daily News and Advice


Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
 


 


More Articles


 
September Round Up - Mortgage Rates Fall In Face Of Turmoil
 

 
Why Do You Need So Many Reports?

 

 
Moving Tips Ease Your Pain
 


 
New Home Options Become Commonplace

How to Find a Qualified Home Inspector
 

Should You Use More Than One Real Estate Agent? 

 

Should you List Your Home For Sale with a Friend?
 

Save on Homeowners Insurance
 
How to Get the Best Mortgage Interest Rate and Terms
 

 

Free Online Home Valuation

 

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Your Home Didn't Sell. Do You Know Why?
 

Your home didn't sell or your listing expired. It likely wasn't your home. We can show you why with a FREE DVD and report, How to Sell a Home That Did Not Sell. 


How to Get Your Asking Price in a Buyer's Market
 

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27-Keys to Selling Your Home
 Quickly and for Top Dollar
 

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Sell Your Home For $ 27,584 More
 

Learn how you can sell your home for more money in less time with our Team


11 High Cost Inspection Traps You Should Know Weeks Before Listing Your Home For Sale
 

To help home sellers deal with this issue before their home is listed, a free report entitled "11 Things You Need to Know to Pass Your Home Inspection" has been compiled which explains the issues involved.


FREE Special Report - "The 9 Step System to Get Your Home Sold Fast and For Top Dollar"
 

This report clearly identifies potential trouble-spots, and lays out an easy-to-follow step-by-step system to help you get the most money for your home


Divorce: What to Do About the House
 

Mistakes to Avoid When Selling Your Home as a Result of a Divorce.

 

 

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Serving the northside of metro Atlanta, Georgia area

The information provided is by Alpha Team Realty, Inc. is deemed reliable, but is not guaranteed and is subject to change without notice. Alpha Team Realty, Inc. and business partners are not responsible for misinformation, misprints, typographical errors, etc. herein contained. There is no implied or expressed fiduciary, agency or agent relation between Alpha Team Realty, Inc. and any user of Alpha Team Realty's.  services or any services provided through the use of this web site, unless specifically contracted in writing. Alpha Team Realty, Inc. is a Georgia licensed real estate broker license number H-37835, Qualifying Broker David Gibbard.

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